Letter of Wishes
Wills

Why a Letter of Wishes is only a wish!

A Letter of Wishes is a private and confidential document, which can be drafted to be kept with a Will. A Will is legally binding,

Pensions and Inheritance Tax
financial security

IFAs: Pensions and Inheritance Tax?

It is important when giving advice on Pensions that the client is aware how this sits with Inheritance Tax Planning. Regulations concerning pensions have changed.

Joint Tenants or Tenants in Common?
Tenants

Joint Tenants or Tenants in Common?

In 2007 the Chancellor of Exchequer changed the law so that it became easy for married couples to transfer their Nil Rate Band (NRB) to