Arford Henderson Law

Letter of Wishes
Wills
Nadeem Afzal

Why a Letter of Wishes is only a wish!

A Letter of Wishes is a private and confidential document, which can be drafted to be kept with a Will. A Will is legally binding,

Pensions and Inheritance Tax
financial security
Nadeem Afzal

IFAs: Pensions and Inheritance Tax?

It is important when giving advice on Pensions that the client is aware how this sits with Inheritance Tax Planning. Regulations concerning pensions have changed.

Joint Tenants or Tenants in Common?
Tenants
Nadeem Afzal

Joint Tenants or Tenants in Common?

In 2007 the Chancellor of Exchequer changed the law so that it became easy for married couples to transfer their Nil Rate Band (NRB) to

financial security
Nadeem Afzal

IFAs and WHY Estate Planning Law is Critical!

You value your client’s financial well-being. That is because you value the financial advice that you give and hope that you have a long lasting

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